Terms of Service for CashBTCpay.com

Effective Date: 14/111/2024

Welcome to CashBTCpay! These Terms of Service ("Terms") govern your access to and use of the services provided on our platform ("Services"). By using our platform, you agree to comply with these Terms. If you do not agree, you may not use our Services.

1. Overview of Services

CashBTCpay offers secure and seamless payment solutions for users, agents, and merchants. Our platform allows for digital wallets, money transfers, payment processing, and financial management tailored for the global Latin American community.

2. Definitions

• User: An individual who creates a personal account to send, receive, or manage payments.
• Agent: A verified intermediary who facilitates transactions or offers CashBTCpay services to users in exchange for commissions.
• Merchant: A business or individual who uses CashBTCpay for processing payments, invoicing, or managing customer transactions.

3. Eligibility

To use our Services, you must:

• Be at least 18 years old or the age of majority in your jurisdiction.
• Provide accurate and up-to-date personal information.
• Agree to abide by all applicable laws and regulations.

4. Account Registration

• Users, agents, and merchants must create an account to access Services.
• You are responsible for safeguarding your login credentials.
• Misuse or unauthorized access to your account must be reported immediately.

5. Services for Users

• Digital Wallets: Users can store, send, and receive funds securely.
• Payment Options: Users can make payments via multiple methods, including cryptocurrencies, digital wallets, and bank transfers.
• Transaction History: Users have access to a detailed record of their transactions for financial management.

6. Services for Agents

• Transaction Facilitation: Agents assist users in executing payments or managing accounts.
• Commissions: Agents earn commissions based on predefined percentages for their services.
• Agent Responsibilities: Agents must ensure compliance with applicable laws and CashBTCpay policies.

7. Services for Merchants

• Payment Processing: Merchants can integrate CashBTCpay with their eCommerce systems.
• Invoicing: Create and send invoices directly to customers through our platform.
• Currency Support: Accept multiple currencies to enable global transactions.
• Reporting Tools: Merchants have access to advanced analytics for tracking sales and managing revenue.

8. Fees and Charges

• Users: Minimal transaction fees apply to payments and withdrawals.
• Agents: Commission structures are predefined and transparent.
• Merchants: Fees vary based on the transaction volume and currency conversions.

9. Prohibited Activities

• Engaging in illegal, fraudulent, or unauthorized activities.
• Misusing the platform for money laundering or funding terrorism.
• Sharing your account credentials or allowing unauthorized access.

10. Security

• CashBTCpay uses industry-standard encryption and security protocols to protect your data.
• Users, agents, and merchants must follow security best practices, such as enabling two-factor authentication (2FA).

11. Privacy

CashBTCpay respects your privacy. Please refer to our Privacy Policy for information on how we handle your data.

12. Termination

• Voluntary Termination: You may close your account at any time.
• Involuntary Termination: CashBTCpay reserves the right to suspend or terminate accounts for violating these Terms or engaging in prohibited activities.

13. Limitation of Liability

CashBTCpay is not responsible for:

• Loss of funds due to user negligence.
• Downtime or service interruptions caused by external factors.
• Disputes between users, agents, and merchants.

14. Dispute Resolution

Any disputes arising from the use of CashBTCpay will be resolved under the jurisdiction of [Insert Country/Region].

15. Modifications to Terms

We may update these Terms from time to time. Notice of significant changes will be posted on our platform or sent to registered users.

16. Contact Information

If you have any questions about these Terms, please contact us at:
Email: info@capablanca.digital
Address: Harju maakond, Tallinn, Lasnamae linnaosa, Lootsa tn 2a, 11415

By using CashBTCpay, you acknowledge that you have read, understood, and agreed to these Terms of Service.